UV Cheque Scanner

• Cheques continue to play a dominant role in India’s retail payment system.
• Approximately 4.5 million inter-bank cheques are cleared on each working day.
• It is a process of stopping the physical movement of cheques in the clearing cycle.

Faster Processing

• Electronic images of cheques are captured and transmitted across the banks

3 types of images are captured & transmitted:

• Front Gray Scale (Minimum DPI: 100, Format: JFIF, Compression: JPEG).
• Front Black & White (Minimum DPI: 200, Format: TIFF, Compression: CCIT G4).
• Rear Black and White (Minimum DPI: 200, Format: TIFF, Compression: CCIT G4).

Customer Service:

• Better Customer service as cheques are received almost upto clearing cut-off window.
• Easy retrieval of information for customer.

Commercial Aspects:

• Cheque processing charges reduced.
• Costs involved in paper movement eliminated.
• Better liquidity management for banks.

Operational Aspects:

• Reconciliation differences eliminated

Risk Minimization:

• No risk of cheques getting lost/tampered/pilfered.
• No risk of any manipulation of data & images as it is secured through Digital Signatures.
• Implementation of CTS 2010 Standards has enhanced cheque security.

Specifications:

• Speed – 100 dpm or higher with UV and Non UV- 150 dpm or higher
• Image Capture Transport
• MICR E13B Reader & Rear Endorser
• Front & Rear Down Stream Image Lift Camera
• Binary and Gray Scale Image Processing
• 100 and 200 DPI Image Resolution or higher
• 1 Pocket
• IQA Enabled Software
• UV Enable Software
• IPv6 COMPLIANT and having BIS certification
• Easy Maintenance